Join today and get 1 month free and 10,000 points
Epic rewards. No FX fees. Travel Insurance.
£15/month, cancel anytime • 
Representative 66.7% APR (variable)
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.

It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
Scan to complete your application and choose your membership
We’ve also sent a download link to your mobile
Complete your application and choose your membership
Continue in the app
Trustpilot 4.9 stars
Trustpilot 4.9 stars

Rewards you’ll 


want to use

Earn points on all purchases and spend them on the best experiences in your city and beyond
Past member favourites

Dine out at the hottest spots

Sweat it out with fitness classes

Immerse yourself in arts and culture

Relax and escape the city

Plus loads more
(Hint: it’s really easy)

All wrapped up in a 


 app experience

All wrapped up

in a 


app experience

Instant, in-app point redemption
Instant point redemption
Send points to friends on Yonder
Send points to friends
Instant payment notifications
Instant notifications
Spending category breakdowns
Spending  breakdowns
See, freeze and replace your card
See, freeze & replace card
Chat help from a real human being
Help from areal human

Becoming a Yonder member could 


your credit rating

Check you’re eligible before applying
You can see if you’re eligible without affecting your credit score. If you continue, we’ll carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.
Still unsure?

Ask us anything

Can I really cancel anytime?

Yep. No strings at all. We’ll be sad to lose you, but just pop us a message in the app, and we’ll do the rest. No fees, no fuss.

What’s the application process like?

Quick and simple - all you'll need to hand is your phone and government ID.

  1. Check your eligibility with a few quick questions
  2. Download the iOS or Android app to verify your finances and ID
  3. Choose your membership and order your card
  4. That's it! Your digital card will be ready to use in the app right away
Will applying affect my credit score?

We’ll firstly ask you a few questions to see if you’re eligible. This won’t affect your credit score, as we only perform what’s known as a ‘soft search’ on your credit report. This will only be visible to you and not potential lenders.

If you’re eligible and decide to progress, we’ll then perform a hard search on your credit report, which may effect your credit score.

How do I redeem my points?

It’s really easy. Simply check out the latest experiences in the app, go and enjoy one, pay using Yonder, then choose to use your points in the app. That’s it. No codes. No coupons. No awkward conversations with the waitress.

A seamless experience from start to finish.

Do I get Purchase Protection?

Yep, under a UK law called Section 75. You may be covered for things like faulty items, purchases not fulfilled, or purchases not as described.

Just reach out to our lovely member support team in the app, and we’ll do the rest.

What’s a Representative Example?

A representative example is something we show so you can get an idea of how much it could cost if you borrowed £1,200 a year. It includes the representative APR, purchase rate and any fees associated with the product.

So you know, if ever you need to borrow money from us, the purchase rate is the rate you’ll pay.

Scan to complete your application and choose your membership
We’ve also sent a download link to your mobile
Complete your application and choose your membership
Continue in the app
Trustpilot 4.9 stars
Trustpilot 4.9 stars
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