Rewards cards
that keep up

Travel and reward cards worth over £800 a year. Built for people who don’t settle for cashback crumbs.

Borrow responsibly. 18+ and UK only. Membership fee may apply. Rep 31.6% APR var. T&Cs apply. Value based on £1.5k monthly spend and £2k monthly rent or mortgage payment. Max redemption rates apply.

our cards

Your wallet, your choice

£870
Of Value A year
Premium
A premium credit card that earns its keep
£17.99/month

Get premium

£870
Of Value A year
free credit
A credit card that shows up, wherever you are
£0/month

Get free

£800
Of Value A year
Premium debit
Finally a premium rewards debit card that stacks up
£17.99/month

Get premium

£870
Of Value A year
free credit
Finally a premium rewards debit card that stacks up
£0/month

Get free

Hundreds of
handpicked rewards

With new brands dropping every month
Plus loads more that change every month
Plus loads more that change every month
Unplugged partner image
Unplugged logo
Plus loads more that change every month
Plus loads more that change every month
Plus loads more that change every month
(Just some member favourites, past and present)

Your spend, translated

Enter what you spend a month and we’ll show you
exactly what comes back in rewards.
monthly spend
€1.500
each year get either
Dining
+€342
Shopping
+€414
Airport Lounges
+€270
Entertainment
+€360
Flights
+€144
Cashback
+€90
Based on maximum redemption rates on our Free debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Free credit card (
31.6%
 APR var.).
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium credit card (
65.1%
 APR var.).
Actual value varies by reward and how you redeem.
Our average Premium member redeems £350 a year in rewards.
Rent & Mortgage Rewards

Your biggest bill, back in your wallet

Earn up to 10,000 points on your biggest bill, every month. Most cards think your rent or mortgage isn’t worth rewarding. We do.

Limited time offer. Exclusions and T&Cs apply.

Your card comes with our award-winning app

We do the basics really, really well

TRAVEL READY

Away mode: activated

No fees abroad. Two million hotels. Instant eSIM data. And now, £140 a year in travel credits for Premium members. You won't be staying home.

Credits applied every 6 months and subject to a minimum spend. T&Cs apply.

If you’re looking for a card which offers you actual value for money. Points that actually add up,  perks which are actually worth it, and really easy to redeem.
Jamie
What Monzo did for debit, yonder will do for credit. Huge fan, I’ve drunk the yonder cool-aid for sure!
Milmo
Customer for life. Great customer service. Clear comms. Great products to spend your points on.
Shelley
Yonder is awesome. Best card (credit or debit) I have ever used or seen in terms of rewards and in app experience
Charles

Try our Premium credit card

One month Free, then £17.99pm

See if you’re eligible in just a few minutes without hurting your credit score. 18+ and UK only. T&Cs apply. Borrow responsibly.

Monthly fee
£17.99 /month
Rep. APR
73.1% (var)
Based on a
£1,200 limit
Still unsure?

There are no stupid questions

So, what actually is Yonder?

Our marketing team call it a “financial membership” but you can think of us like Monzo and Amex had a baby.

Is it a Mastercard?

Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...

Is it a credit or debit card?

It’s your call. You can apply for one of our our award-winning credit cards. Or nab a debit card, where you'll need to top up with own money to start spending. Either way, you earn points on everyday spending and redeem them at 300+ brands.

Does applying for credit impact my credit score?

You can check if you’re eligible without impacting your score. Once you choose to apply, we’ll perform a hard check on your credit profile.

Can I have both the debit and credit card?

Not right now. You’ll need to choose between a credit or debit account for the time being. If you go with debit, you can always check whether you're eligible for credit later.

Is Yonder a bank?

No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.

Terms & Conditions

You’ll need to be over 18 and a UK resident to apply. Welcome offers, credits and promotional bonuses are subject to change. T&Cs apply. Rent and mortgage rewards subject to exclusions and T&Cs.

Welcome points are earned based on your spend in the first 30 days:
Spend £200
+4,000pts
Spend another £300
+6,000pts
Spend another £500
+10,000pts
For new members only.
Free
full
Free
Premium
Important information
Monthly fee
£15
Cancel anytime
Up to £10,000 credit limit
Representative APR
31.6%
65.1%
Interest rate
31.60%
28.67%
Welcome points*
2,000pts
20,000pts
rewards
Per £1 spent
1pt
5pts
Per £1 spent at Experiences  (Up to)
5pts
25pts
% Back at Experiences  (Up to)
0.5%
2.5%
% Cashback
0.5%
Access to Experiences
Some
All
Use points on flights
Travel
Worldwide travel insurance
No fees abroad
Free withdrawals abroad
£150/day
In-app trip summaries
Mastercard widely accepted
Everyday Essentials
Digital card
Free physical card
Apple & Google Pay
Debit account to top-up with your money
Purchase protection
Send points to friends
In-app customer support
Award-winning app
*Welcome points are earned when you spend £1,000 in your first 30 days
Features
Average yearly value*
£80
£870
Points per £1 spent
Points on rent or mortgage**
Up to, per year
2,400
24,000
Welcome points***
When you spend £1k in 30 days
2,000
20,000
Worldwide travel insurance
Worth £275 a year
Yearly credits
£140
Use points on flights
Representative APR
31.6%
73.1%
Important information
Monthly fee
£17.99
Representative APR
31.60%
28.67%
rewards
Access to Experiences
Some
All
Per £1 spent at Experiences  (Up to)
5pts
25pts
% Back at Experiences  (Up to)
0.5%
2.5%
% Cashback
0.5%
Travel
No fees abroad
Free withdrawals abroad
£200/day
In-app trip summaries
Mastercard widely accepted
Everyday Essentials
Cancel anytime
Virtual card
Free physical card
Apple & Google Pay
Debit account to top-up with your money
Purchase protection
Send points to friends
In-app customer support
Award-winning app
* Based on £1,500 monthly spend and £2,000 monthly rent or mortgage payment. Max redemption rates apply.
** New member offer, subject to change.
*** When you spend £1,000 in your first 30 days.
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