Someone sent you £10
Join Yonder, get £10 off your first purchase, two months free, and up to 20,000 welcome points. Yes, all of that.
Your Chip perk, waiting at Yonder
Exclusive offer for Chip members when you join Yonder. £10 off your first purchase, 3 months free and up to 10,000 welcome points.
our cards
Your wallet, your choice
£800
Of Value A year
Premium debit
Finally a premium rewards debit card that stacks up
£17.99/month
Get premium
Features
Free
Premium
Average yearly value*
£80
£870
Points per £1 spent
1×
5×
Points on rent or mortgage
Up to, per year
2,400
24,000
Welcome points
When you spend £1k in 30 days
2,000
20,000
Worldwide travel insurance
Worth £275 a year
Yearly credits
£140
Use points on flights
Rep. APR (var)
31.6%
73.1%
* Based on £1,500 monthly spend and £2,000 monthly rent or mortgage payment. Max redemption rates apply.
*When you spend £1,000 in your first 30 days
Features
Free
Premium
Average yearly value*
£80
£800
Points per £1 spent
1×
4×
Points on rent or mortgage
Up to, per year
2,400
24,000
Welcome points
When you spend £1k in 30 days
1,000
10,000
Worldwide travel insurance
Worth £275 a year
Yearly credits
£140
Use points on flights
* Based on £1,500 monthly spend and £2,000 monthly rent or mortgage payment. Max redemption rates apply.
*When you spend £1,000 in your first 30 days
Hundreds of handpicked rewards
With new brands dropping every month
Over 300 partners. Millions of ways to live a little better.
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Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
(Just some member favourites, past and present)
Your spend, translated
Enter what you spend a month and we’ll show you
exactly what comes back in rewards.
Free debit card
monthly spend
£1,500
each year get either
Dining
+£342
Shopping
+£414
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Airport Lounges
+£270
Entertainment
+£360
Flights
+£144
Cashback
+£90
Based on maximum redemption rates on our Free debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Free credit card (
31.6%
APR var.).
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium credit card (
65.1%
APR var.).
Actual value varies by reward and how you redeem.
Rent & Mortgage Rewards
Your biggest bill, back in your wallet
Earn up to 10,000 points on your biggest bill, every month. Most cards think your rent or mortgage isn’t worth rewarding. We do.
Limited time offer. Exclusions and T&Cs apply.
Pleased with Yonder, been looking for a debit card like this for a while.
Ste
I have just started up with this card and I wish I knew about yonder sooner I’m not only spending but receiving back for it. Suggest this card.
Kinah
Accepted everywhere and have already had great experiences with their security department.
Caspian
Yonder is awesome. Best card (credit or debit) I have ever used or seen in terms of rewards and in app experience
Charles
Still unsure?
There are no stupid questions
Is this an actual credit card?
Yep. The Yonder credit card works just like other credit cards you might have used. You spend with your credit line, then pay us back each month
Does applying impact my credit score?
You can check if you’re eligible without impacting your score. Once you choose to apply, we’ll perform a hard check on your credit profile.
Is it a Mastercard?
Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...
Is Yonder a bank?
No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.
What is the new member welcome offer?
If you’re on full credit, you’ll earn welcome points when you spend in your first month. Here’s how it works:
Spend £200 → +4000 points
Spend £500 → +6000 points
Spend £1,000 → +10,000 points
You can earn up to 20,000 welcome points in total. After that, you’ll keep earning points from everyday spending. Spend responsibly.
Your welcome offer is tailored to you and subject to change change.
Terms & Conditions
You’ll need to be over 18 and a UK resident to apply. Approval is based on some financial info you share with us. Only spend what you can afford to pay back. The representative rate is 65.1% APR variable. Welcome offers, credits and promotional bonuses are subject to change. T&Cs apply. Rent and mortgage rewards subject to exclusions and T&Cs.
