One month free. Up to 10,000 points. One card.
Your first month on us, plus up to 10,000 welcome points worth up to £50 in rewards, when you spend £1,000 in your first 30 days.
Your Chip perk, waiting at Yonder
Exclusive offer for Chip members when you join Yonder. £10 off your first purchase, 3 months free and up to 10,000 welcome points.
Your welcome offer
1 month free
Give it try first, worth £15
+10,000
points
When you spend £1,000 in 30 days
Earn points on every purchase with one of our credit or debit cards
82 points earned at Hermanos Coffee!
137 points earned
at Sainsbury’s!
Pick a card. Any card.
Debit Cards
Top up and get earning with our rewards debit cards
Free Debit Card
No monthly fee
1x points, no fees abroad
Full Debit Card
£15/month
4x points, more perks
Credit Cards
Apply for our award-winning rewards credit cards
Free Credit Card
No monthly fee
1x points, no fees abroad
Full Credit Card
£15/month
5x points, more perks
The average member redeems £350 a year in rewards
Sabine’s redeemed £657 in rewards so far
At places like
Plus loads more that change every month
Plus loads more that change every month
Plus loads more that change every month
Plus loads more that change every month
Plus loads more that change every month
Average spend based on Full Membership.
Pick a card. Any card.
Credit Cards
Apply for our award-winning rewards credit cards
Free Credit Card
No monthly fee
18+ and UK only. Rep 31.6% APR var. T&Cs apply.
1x points, no fees abroad
Full Credit Card
£15/month
18+ and UK only. Rep 65.1% APR var. T&Cs apply.
5x points, more perks
Spend abroad without any fees.
Non. Nein. Não.
We use the Mastercard® exchange rate, without any mark-ups.
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Unlock your welcome bonus
Free credit card members can earn up to 1,000 points. Full credit card members, up to 10,000. The points stack as you spend: £200 gets you started, £500 moves you up, and £1,000 takes you to the top. Normal spending, better returns.
New members only. Eligible spend only, valid in first 30 days. See FAQ below.
Purchase protection on your big buys
You get Section 75 Purchase Protection on purchases over £100. Terms apply.
£1,200 at Airbnb
Get your credit score moving
If you pay off your card regularly and on time, you can improve your credit score.
Apply for a credit line up to £15,000
Spend on your card each month, then get 15-days interest free to pay us back.
Purchase rate
31.60% (var)
Rep. APR
31.6%
(var)
Based on a
£1,200 limit
Top-up with your own money
Got a bigger payment coming up than your credit line allows? No biggy. Top up your account with your own money if you want to. Same credit card, more ways to spend.
Worldwide family travel insurance
Things gone belly-up in Barcelona? We’ve got you covered with comprehensive travel insurance worth £275 a year, independently valued by Fairer Finance. Powered by Lloyds.
Cover subject to booking with your Yonder card, eligibility and exclusions. Available on Full Membership.
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Lounge access, unlocked
Because delays are painful enough without sitting on a plastic chair next to a crying baby. Book airport lounges in the UK and around the world with your Yonder card.
Turn everyday spend into Asia Miles
Five Yonder points gets you one Asia Mile.
Convert your Yonder points into Asia Miles and let them take you somewhere worth talking about. So every coffee, dinner, and late-night delivery is quietly building your next adventure.
Your spending has been holding out on you.
Here's what it could earn.
monthly spend
€1,500
each year get either
Dining
+€342
Shopping
+€414
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Airport Lounges
+€270
Entertainment
+€360
Flights
+€144
Cashback
+€90
Based on maximum redemption rates on our Full Credit Card (65.1% APR var.). Actual value varies by reward and how you redeem.
Swipe to use your points
Real-time notifications
Spend breakdowns
Seamless withdrawals
Send points to friends on Yonder
Easily freeze and replace your card
Split the bill with friends
Top-notch in-app customer support
Still unsure?
There are no stupid questions
What is the welcome offer?
You’ll earn welcome points when you spend in your first month. Here’s how it works:
Spend £200 → +2000 points (full) | +200 points (free)
Spend £500 → +3000 points (full) | +300 points (free)
Spend £1,000 → +5000 points (full) | +500 points (free)
New members only. Eligible spend only, valid in first 30 days.
Is this a credit card?
Yep. The Yonder credit card works just like other credit cards you might have used. You spend with your credit line, then pay us back each month.
Is it a Mastercard?
Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...
Does applying impact my credit score?
You can check if you’re eligible without impacting your score. Once you choose to apply, we’ll perform a hard check on your credit profile.
Is Yonder a bank?
No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.
Get £10 to spend on almost anything
Joining Yonder means unlocking the good stuff from day one. As a welcome, we’ll cover your first eligible £10 spent on your Yonder card on groceries, restaurants, coffee shops, pubs, entertainment, flights or hotels in your first 7 days.
For new members only. Terms apply.