A welcome offer worth reading
Up to 20k
points
When you spend £1,000 in 30 days
1x
5x
points
On rent or mortgage, up to 10,000pts
Premium cards that earn their keep
2 months free for our Forest friends
20,000 points to get you riding free
Travel and reward cards worth over £800 a year. Built for people who don’t settle for cashback crumbs.
Your Chip perk, waiting at Yonder
Exclusive offer for Chip members when you join Yonder. £10 off your first purchase, 3 months free and up to 10,000 welcome points.
What's in Premium
5x
points
On every £1 you spend
5x
points
On your rent or mortgage*
£140
Each year
On travel credits
No fees abroad, anywhere
Up to £15,000 credit line
Award winning app
*Premium members. Welcome offer for new customers only. Earn up to 10k points on rent and mortgage, until 31 Dec when you choose Premium. After that, 1pt per £1 up to £2k per month. Exclusions and T&Cs apply.
Compare our cards
Features
Free
Premium
Average yearly value*
£80
£870
Price
£17.99
Representative APR
31.6%
73.1%
Points per £1 spent
1×
5×
Points on rent or mortgage
Up to, per year
2,400
24,000
Welcome points
When you spend £1k in 30 days
1,000
20,000
Worldwide travel insurance
Worth £275 a year
Yearly credits
Min. spend applies
£140
Use points on flights
* Based on £1,500 monthly spend and £2,000 monthly rent or mortgage payment. Max redemption rates apply.
*When you spend £1,000 in your first 30 days
Features
Free
Premium
Average yearly value*
£80
£800
Monthly price
£17.99
Points per £1 spent
1×
4×
Points on rent or mortgage
Up to, per year
2,400
24,000
Welcome points
When you spend £1k in 30 days
1,000
10,000
Worldwide travel insurance
Worth £275 a year
Yearly credits
Min. spend applies
£140
Use points on flights
* Based on £1,500 monthly spend and £2,000 monthly rent or mortgage payment. Max redemption rates apply.
*When you spend £1,000 in your first 30 days
our cards
Your wallet, your choice
£800
Of Value A year
Premium debit
Finally a premium rewards debit card that stacks up
£17.99/month
Get Premium
Rent & Mortgage Rewards
Your biggest bill, back in your wallet
Earn up to 10,000 points on your biggest bill, every month. Most cards think your rent or mortgage isn’t worth rewarding. We do.
Limited time offer, varies by membership. Subject to provider acceptance. Exclusions and T&Cs apply.
Hundreds of handpicked rewards
With new brands dropping every month
Over 300 partners. Millions of ways to live a little better.
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Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
(Just some member favourites, past and present)
Your spend, translated
Enter what you spend a month and we’ll show you exactly what comes back in rewards.
Free debit card
monthly spend
£1,500
each year get either
Dining
+£342
Shopping
+£414
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Airport Lounges
+£270
Entertainment
+£360
Flights
+£144
Cashback
+£90
Based on maximum redemption rates on our Free debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Free credit card (
31.6%
APR).
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium credit card (
73.1%
APR).
Actual value varies by reward and how you redeem.
TRAVEL READY
Away mode: activated
No fees abroad. Two million hotels. Instant eSIM data. And now, £140 a year in travel credits for Premium members. You won't be staying home.
Credits applied every 6 months and subject to a minimum spend. T&Cs apply.
Still unsure?
There are no stupid questions
I've already signed up, am I eligible?
Already started signing up before? This offer isn’t for you. Sorry.
How do welcome points work?
Choose free and you'll get 1,000 welcome points. Choose Premium and you'll get 20,000.
Here's exactly how: spend £1,000 on your card within your first 30 days as a member, and the points land automatically. No forms, no claiming, no catch.
Is it debit or credit card?
It’s your call. You can apply for one of our our award-winning credit cards. Or nab a debit card, where you'll need to top up with own money to start spending. Either way, you earn points on everyday spending and redeem them at 300+ brands.
Is it a Mastercard?
Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...
Does applying impact my credit score?
If you choose a credit card you can check if you’re eligible without impacting your score. Once you choose to apply, we’ll perform a hard check on your credit profile.
Is Yonder a bank?
No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.
Download the Yonder app to finish sign up
Your points are waiting for you! Just scan the QR code to download our app and finish signing up.
Get £10 to spend on almost anything
Joining Yonder means unlocking the good stuff from day one. As a welcome, we’ll cover your first eligible £10 spent on your Yonder card on groceries, restaurants, coffee shops, pubs, entertainment, flights or hotels in your first 7 days.
For new members only. Terms apply.