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The actual cost of borrowing is 23.94%
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.
It includes all the fixed fees you could pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money.
It includes all the fixed fees you could pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money.
