A welcome offer worth reading
+2,000
points
When you spend £1,000 in 30 days
200
1,000
points
On rent or mortgage
A credit card that shows up, wherever you are
Points from your first purchase, purchase protection as standard, no monthly fee or fees abroad. Plus points on the one bill everyone else forgot to reward: rent or mortgage.
Checking won't affect your credit score. Borrow responsibly. 18+ and UK only. T&Cs apply.
What’s in it for you
1×
points
On every £1 you spend
1,000
points
On your rent or mortgage*
5×
On spend at our rewards
No fees abroad, anywhere
Up to £15,000 credit line
Award winning app
*Welcome offer for new customers only. Earn 1,000 points on rent and mortgage, until 31 Dec. After that, 200 pts per month. Exclusions and T&Cs apply.
How you earn points
Everything you already do earns you more
Hundreds of handpicked rewards
With new brands dropping every month
Over 300 partners. Millions of ways to live a little better.
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Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
(Just some member favourites, past and present)
Your spend, translated
Enter what you spend a month and we’ll show you
exactly what comes back in rewards.
Free debit card
monthly spend
£1,500
each year get either
Dining
+£342
Shopping
+£414
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Airport Lounges
+£270
Entertainment
+£360
Flights
+£144
Cashback
+£90
Based on maximum redemption rates on our Free debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Free credit card (
31.6%
APR).
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium credit card (
73.1%
APR).
Actual value varies by reward and how you redeem.
Travel, sorted before you take off
Very easy app, straightforward and great benefits – especially for travelling and redeeming flights.
SG
Moved to Yonder after almost 10 years with Amex Platinum … and have got more value from it than the last 2 years with my previous card.
Neale
Their travel insurance has also been great so far - rental car excess claim processed and money in my account in a matter of days.
Massimiliano
If you’re looking for a card which offers you actual value for money, there it is. At equivalent fee, you get better value than the Amex gold card.
Jamie
Compare our credit cards
Features
Free
Premium
Average yearly value*
£80
£870
Points per £1 spent
1×
5×
Points on rent or mortgage
Up to, per year
2,400
24,000
Welcome points
When you spend £1k in 30 days
2,000
20,000
Rep. APR
31.6%
71.3%
Worldwide travel insurance
Worth £275 a year
Yearly credits
Min. spend applies
£140
Use points on flights
* Based on £1,500 monthly spend and £2,000 monthly rent or mortgage payment. Max redemption rates apply.
*When you spend £1,000 in your first 30 days
An app that’s actually good to use
Freeze and unfreeze your card
A virtual card from day one
Top-notch 24/7 in-app support
Spend breakdowns
Flexible recurring payments
Swipe to use your points, instantly
Try our free credit card
See if you’re eligible in just a few minutes without hurting your credit score. 18+ and UK only. T&Cs apply. Borrow responsibly.
Still unsure?
There are no stupid questions
Does applying impact my credit score?
You can check if you’re eligible without impacting your score. Once you choose to apply, we’ll perform a hard check on your credit profile.
Is it a Mastercard?
Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...
Is Yonder a bank?
No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.
Terms & Conditions
You'll need to be over 18 and a UK resident to apply. Approval is based on some financial info you share with us. Only spend what you can afford to pay back. The representative rate is 31.61% APR. Welcome offers, credits and promotional bonuses are subject to change. Rent and mortgage rewards is a limited-time offer, varies by membership, and is subject to provider acceptance, exclusions and T&Cs. Yonder Credits are applied every 6 months, subject to minimum spend. Read the T&CS.
