Try our free credit card
See if you’re eligible in just a few minutes without hurting your credit score. 18+ and UK only. T&Cs apply. Borrow responsibly.
How Yonder stacks up
Honest comparisons. Written by us, about us. Make of that what you will.
Pick a card, pick a competitor.
See how the numbers shake out.
Be sure to check provider websites for the most up to date information.
Amex Gold vs Yonder Full
We compared ourselves to one of the most famous cards in the world. Totally normal thing to do.
See how we did
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Lloyds Ultra vs Yonder Free
Ultra is a bold name for a card. We went with Free.
Make up your own mind
Barclaycard Avios Plus vs Yonder Full
Two premium travel cards. Very different ideas about what a reward actually is.
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Virgin Atlantic Rewards vs Yonder cards
Virgin Atlantic know a thing or two about travel rewards. This could get awkward. Or not.
Becoming a Yonder member could
improve
your credit rating
To apply for a Yonder card, you must be 18+ and UK only. Membership fee may apply. Rep 73.1% APR (Premium Credit Card). Rep 31.6% APR (Free Credit Card). and T&Cs apply. Borrow responsibly.
Check you’re eligible before applying
You can see if you’re eligible without affecting your credit score. If you continue, we’ll carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.
Compare our credit cards
Free
Premium
Features
Average yearly value*
£80
£870
Points per £1 spent
1×
5×
Points on rent or mortgage**
Up to, per year
2,400
24,000
Welcome points***
When you spend £1k in 30 days
2,000
20,000
Worldwide travel insurance
Worth £275 a year
Yearly credits
£140
Use points on flights
Representative APR
31.6%
73.1%
Important information
Monthly fee
£17.99
Interest rate
31.60%
28.67%
rewards
Access to Experiences
Some
All
Per £1 spent at Experiences (Up to)
5pts
25pts
% Back at Experiences (Up to)
0.5%
2.5%
% Cashback
0.5%
Travel
No fees abroad
Free withdrawals abroad
£200/day
In-app trip summaries
Mastercard widely accepted
Everyday Essentials
Cancel anytime
Virtual card
Free physical card
Apple & Google Pay
Debit account to top-up with your money
Purchase protection
Send points to friends
In-app customer support
Award-winning app
* Based on £1,500 monthly spend and £2,000 monthly rent or mortgage payment. Max redemption rates apply.
** New member offer, subject to change.
*** When you spend £1,000 in your first 30 days.
