Free
debit card
Live your life.
Earn along the way.
Earn points on your everyday spend to use towards world-class experiences.
18+ and UK only. T&Cs apply.
Our Free Debit Card, at a glance
1x
points
1 point for every £1 spent
1,000
points
When you spend £1,000 in 30 days
No fees on spend abroad
FSCS Protected up to £85,000
Use points at epic shopping, dining and travel brands
Plus loads more that change every month
Plus loads more that change every month
Plus loads more that change every month
Plus loads more that change every month
(Just some member favourites, past and present)
Points that don’t collect dust. Just good times.
Free Debit Card
monthly spend
£1,500
each year get either
Dining
+£342
Shopping
+£414
Hotels
+£270
Entertainment
+£360
Flights
+£144
Cashback
+£90
Based on maximum redemption rates on our Free Debit Card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Full Debit Card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Free Credit Card (
32.3%
APR var.).
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Full Credit Card (
66.0%
APR var.).
Actual value varies by reward and how you redeem.
Easily add and withdraw money in just a few taps
You’ll get an account number and sort code to directly transfer money from any UK bank
Payment received!
+£200
Compare our debit cards
Features
Free
full
Per £1 spent
1x
4×
No fees abroad
Use points on flights
Travel insurance
Welcome points*
1,000pts
10,000pts
Monthly fee
£15
*When you spend £1,000 in your first 30 days
All the fancy features you’re used to…
Top-notch in-app customer support
Spend breakdowns
Flexible recurring payments
Split the bill with friends
Easily freeze and replace your card
Real-time notifications
And some you’ve never seen before…
Swipe to use your points
Send points to friends on Yonder
Still unsure?
There are no stupid questions
So, what actually is Yonder?
Our marketing team call it a “financial membership” but you can think of us like Monzo and Amex had a baby.
Is it a Mastercard?
Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...
Is Yonder a bank?
No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.
Compare our debit cards
Free
full
Important information
Monthly fee
£15
Cancel anytime
£200/mo in free cash withdrawals
Welcome points*
1,000pts
10,000pts
rewards
Per £1 spent
1pt
4pts
Per £1 spent at Experiences (Up to)
5pts
20pts
% Back at Experiences (Up to)
0.5%
2%
% Cashback
0.5%
Access to Experiences
Some
All
Use points on flights
Travel
Worldwide travel insurance
No fees abroad
In-app trip summaries
Mastercard widely accepted
Everyday Essentials
Digital card
Free physical card
Apple & Google Pay
Send points to friends
In-app customer support
Award-winning app
Powered by Griffin
*Welcome points are earned when you spend £1,000 in your first 30 days
Earn up to 1,000 welcome points!
Welcome points are earned based on the membership you choose, and your spend in the first 30 days:
Spend £200
+200pts
Spend £500
+300pts
Spend £1,000
+500pts
For new members only.