It pays to pay with Yonder

Earn points on every pound you spend, and turn them into plane tickets, picantes or pottery classes
Borrow responsibly. 18+ and UK only. Membership fee may apply. Rep 31.6% APR var. T&Cs apply.

Earn points on every purchase 
with one of our credit or debit cards

82 points earned at Hermanos Coffee!
137 points earned
at Sainsbury’s!

Then spend them on handpicked dining, travel and shopping experiences like these:

Plus loads more that change every month
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
(Just some member favourites, past and present)

Your spending has been holding out on you.
Here's what it could earn.

monthly spend
€1,500
each year get either
Dining
+€342
Shopping
+€414
Airport Lounges
+€270
Entertainment
+€360
Flights
+€144
Cashback
+€90
Based on maximum redemption rates on our Full Credit Card (66.0% APR var.). Actual value varies by reward and how you redeem.

Spend abroad without any fees. 

Non. Nein. Não.

We use the Mastercard® exchange rate, without any mark-ups.
Explore travel

Pick a card. Any card.

All cards come with our award-winning app

We do the basics really, really well
Swipe to use your points
Real-time notifications
Spend breakdowns
Seamless withdrawals
Send points to friends on Yonder
Easily freeze and replace your card
Split the bill with friends
Top-notch in-app customer support

All cards come with our award-winning app

We do the basics really, really well
Still unsure?

There are no stupid questions

So, what actually is Yonder?

Our marketing team call it a “financial membership” but you can think of us like Monzo and Amex had a baby.

Is it a Mastercard?

Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...

Is it a credit or debit card?

It’s your call. You can apply for one of our our award-winning credit cards. Or nab a debit card, where you'll need to top up with own money to start spending. Either way, you earn points on everyday spending and redeem them at 300+ brands.

Does applying for credit impact my credit score?

You can check if you’re eligible without impacting your score. Once you choose to apply, we’ll perform a hard check on your credit profile.

Can I have both the debit and credit card?

Not right now. You’ll need to choose between a credit or debit account for the time being. If you go with debit, you can always check whether you're eligible for credit later.

Is Yonder a bank?

No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.

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