Debit cards for travelling

Written by
Shanice Daeche
Shanice Daeche
VP Marketing
Why Yonder is a great option as a debit or credit card for travelling abroad:

A good travel debit card makes life easier the second you leave home. No hidden fees, no complicated points systems, no “gotchas” buried in fine print. Yonder is designed for people who travel often (or just like knowing they could), with perks that go beyond the basics. 

Spend abroad with no FX fees

Some banks could add a % when you spend abroad. Yonder doesn’t. Every time you use your card overseas, you’ll get the Mastercard exchange rate directly, no mark-ups, no hidden charges. We’ve even built a calculator so you can see exactly how Mastercard compares with the European Central Bank’s daily average. Because transparency shouldn’t stop at the airport gate.

There are also no fees for cash withdrawals while you’re enjoying your holiday. Access cash from ATMs worldwide without any extra charges. And because travel should feel effortless, you don’t need to tell us where you’re going before you fly. Just tap, spend, and manage your finances with ease wherever you land.

Flights without the fine print

Some travel cards lock you into one airline. Others only let you use points on awkward dates. Yonder’s full membership doesn’t do either.

  • Any airline: budget, premium, global or local. Any time: no blackout dates, no restrictions. 
  • Simple redemption: Swipe your points in the app when you book. 

Some rewards promise the world, but deliver a 5am flight to somewhere you’ve never wanted to go. Yonder gives you freedom instead.

Hotel stays, your way

Whether you’re after a boutique Airbnb, Hostel or a luxury hotel, Yonder helps make it cost-effective.

  • Yonder Hotels: search via your unique member in-app link, then earn or redeem points for your booking.
  • Independent partners: use points with travel brands we love, like Unyoked (off-grid cabins), Outside (remote-working stays), and Hostelworld (for travellers who want to meet the world, not just see it). 

Because where you stay should feel as rewarding as getting there.

eSIMs for easier connections

Roaming is out. eSIMs are in. As a Yonder member, you can buy an eSIM in-app before you travel, making it easier (and cheaper) to get connected abroad without hunting for a plastic SIM card in a corner shop.

Airport lounges, unlocked

Travel delays happen. Sitting on the floor next to a crying baby doesn’t have to. Yonder gives you access to No.1 Lounges and Lounge Pass around the world. 

Booking is simple, just open the app, choose your lounge and pay with points or cash. 

Worldwide travel insurance

Trips don’t always go to plan. The Full Yonder membership includes worldwide family travel insurance, valued independently at £275 a year. It’s powered by Lloyd’s and covers the kind of things you actually need: trip cancellation and curtailment, medical emergencies abroad, lost luggage or delays, and even winter sports cover. 

Insurance is subject to using your Yonder card for bookings, eligibility and exclusions, but once you’re covered, it’s comprehensive.

Ready to go?

Whether it’s a quick city break or a family holiday, Yonder brings together the things that make travel smoother: no FX fees when you spend abroad, flights with any airline any time, hotels with points redemption and discovery partners, eSIMs to get connected on arrival, lounges when you need a calm corner, and worldwide travel insurance worth £275 a year.

So if you’re off somewhere soon, you can book, plan, and pay with Yonder.

18+ and UK only. £15/month. T&Cs apply. Insurance cover subject to booking with your Yonder card, eligibility and exclusions.

Research accurate as of October 2025. Please ensure you conduct your own research, evidence of transaction fees. 

Becoming a Yonder member could 

improve

your credit rating

Check you’re eligible before applying
You can see if you’re eligible without affecting your credit score. If you continue, we’ll carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.

Turn every purchase into points worth having

Ready when you are
Open your Yonder account faster than it takes to choose a takeaway. No faff, no forms that feel like homework. (18+ UK only. T&Cs apply.)
A £10 hello
Your first eligible purchase gets you £10 back, and up to 10,000 points to kick things off. Nice to meet you.
Points with purpose
Earn rewards on the things you actually do, eating out, travelling, getting a sweat on, or just living your life. Your money, but better.

Your brand. Their next obsession. Powered by Yonder.

A fast-growing audience that actually spends
40,000+ members (and counting) discover new favourites through Yonder every month.
High-value customers, proven impact
£8.5m spent with partners to date, driven by young professionals who value quality.
Engagement that drives loyalty
Members open the Yonder app ~15 times a week, building repeat visits and long-term brand love.

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