A credit card built for travel. Not for loyalty schemes.

No Avios-style seat hunting. Pick a flight, use your points, done. No FX fees abroad, plus travel insurance and purchase protection.
Earn up to 20,000 points worth £100 as a welcome.
1 mo free, then £15/mo. Cancel anytime
Purchase rate
28.67% (var)
Rep. APR
65.1%
 (var)
Based on a
£1,200 limit
Borrow responsibly.  18+ and UK only. T&Cs apply.

Our Full Credit Card, at a glance

Compare credit cards
5x
points
5 points for every £1 spent
Worldwide travel insurance
Use points on any flight
Use points for cashback
Plus
Everything from our Free Credit Card

Plus your
welcome offer

+20,000
points
Worth up to £100 at Yonder Experiences, when you spend £1,000 in 30 days
Your welcome offer is tailored to you and subject to change change.
And your first month free worth £15
Joining Yonder means unlocking the good stuff from day one. As a welcome, we’ll cover your first eligible £10 spent on your Yonder card on groceries, restaurants, coffee shops, pubs, entertainment, flights or hotels in your first 7 days.
For new members only. Terms apply.

Plus, use points towards
any flight, any airline

Yep, you read that right.
Use points for flights

See how we compare

Honest comparisons. Written by us, about us. Make of that what you will.
two friends hanging out in the city

Get your credit score moving

If you pay off your card regularly and on time, you can improve your credit score.

Apply for a credit line up to £15,000

Spend on your card each month, then get 15-days interest free to pay us back.
Purchase rate
28.67% (var)
Rep. APR
65.1%
 (var)
Based on a
£1,200 limit
the yonder app showing someone's balance

Worldwide family travel insurance
worth £275 each year

Things gone belly-up in Barcelona? We’ve got you covered.
Cover subject to booking with your Yonder card, eligibility and exclusions. Terms apply.
Car Hire Excess
Up to £3,000
Winter Sports
up to £500
Cancellation
Up to £7,500
Medical Bills
up to £1m

Compare our credit cards

Full comparison table
Features
Free
full
Points Per £1 spent
1x
No fees abroad
Use points on flights
Travel insurance
Welcome points*
2,000pts
20,000pts
Monthly fee
£15
Rep. APR
31.6%
65.1%
*When you spend £1,000 in your first 30 days
Full comparison table
28.67%
Still unsure?

There are no stupid questions

What's a rewards credit card?

Our rewards card gives you something back every time you spend, instead of just a bill at the end of the month. With Yonder, that means points on every purchase, redeemable for real experiences: flights, hotels, dining, and more. You still pay off your balance like any credit card. You just get more for spending it.

Does applying impact my credit score?

You can check if you’re eligible without impacting your score. Once you choose to apply, we’ll perform a hard check on your credit profile.

Is it a Mastercard?

Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...

Is Yonder a bank?

No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.

What is the new member welcome offer?

If you’re on full credit, you’ll earn welcome points when you spend in your first month. Here’s how it works:

Spend £200+4000 points
Spend £500+6000 points
Spend £1,000+10000 points

You can earn up to 20,000 welcome points in total. After that, you’ll keep earning points from everyday spending. Spend responsibly.

Your welcome offer is tailored to you and subject to change change.

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Free
full
Important information
Monthly fee
£15
Cancel anytime
Up to £10,000 credit limit
Representative APR
31.6%
65.1%
Interest rate
31.60%
28.67%
Welcome points*
2,000pts
20,000pts
rewards
Per £1 spent
1pt
5pts
Per £1 spent at Experiences  (Up to)
5pts
25pts
% Back at Experiences  (Up to)
0.5%
2.5%
% Cashback
0.5%
Access to Experiences
Some
All
Use points on flights
Travel
Worldwide travel insurance
No fees abroad
Free withdrawals abroad
£150/day
In-app trip summaries
Mastercard widely accepted
Everyday Essentials
Digital card
Free physical card
Apple & Google Pay
Debit account to top-up with your money
Purchase protection
Send points to friends
In-app customer support
Award-winning app
*Welcome points are earned when you spend £1,000 in your first 30 days
Welcome points are earned based on your spend in the first 30 days:
Spend £200
+4,000pts
+2,000pts
Spend another £300
+6,000pts
Spend another £500
+10,000pts
For new members only.