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Join Yonder, get £10 off your first purchase, three months free, and up to 10,000 welcome points. Yes, all of that.

Your Chip perk, waiting at Yonder

Exclusive offer for Chip members when you join Yonder. £10 off your first purchase, 3 months free and up to 10,000 welcome points.
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Points awarded vary by membership and your spend in the first 30 days. Your first £10 spend is subject to eligibility. See terms below.

Already started signing up before? This offer isn’t for you. By continuing, you agree to our App Terms & Privacy Policy, which includes the processing of your data by third parties.
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Your welcome offer

£10
Get £10 off your first buy
+10,000
points
When you spend £1,000 in 30 days
Plus
Three months free worth £45

Earn points on 
every purchase 
with one of our debit or credit cards

82 points earned at Hermanos Coffee!
137 points earned
at Sainsbury’s!

Pick a card. Any card.

Debit Cards

Top up and get earning with our rewards debit cards
Free Debit Card
No monthly fee
1x points, no fees abroad
Full Debit Card
£15/month
4x points, more perks

Credit Cards

Apply for our award-winning rewards credit cards
Free Credit Card
No monthly fee
1x points, no fees abroad
Full Credit Card
£15/month
5x points, more perks

The average member redeems £350 a year in rewards

Sabine’s redeemed £657 in rewards so far

At places like
Plus loads more that change every month
Plus loads more that change every month
Plus loads more that change every month
Plus loads more that change every month

Pick a card. Any card.

Debit Cards

Top up and get earning with our rewards debit cards
Free Debit Card
No monthly fee
1x points, no fees abroad
Full Debit Card
£15/month
4x points, more perks

Credit Cards

Apply for our award-winning rewards credit cards
Free Credit Card
No monthly fee
1x points, no fees abroad
Full Credit Card
£15/month
5x points, more perks

Spend abroad without any fees. 

Non. Nein. Não.

We use the Mastercard® exchange rate, without any mark-ups.

Points that don’t collect dust. Just good times.

monthly spend
£1,500
each year get either
Dining
342
Shopping
414
Airport Lounges
270
Entertainment
360
Flights
144
Cashback
90
Based on maximum redemption rates on our Full Credit Card (66.0% APR var.). Actual value varies by reward and how you redeem.

All cards come with our award-winning app

We do the basics really, really well
Swipe to use your points
Real-time notifications
Spend breakdowns
Seamless withdrawals
Send points to friends on Yonder
Easily freeze and replace your card
Split the bill with friends
Top-notch in-app customer support

All cards come with our award-winning app

We do the basics really, really well
Still unsure?

There are no stupid questions

So, what actually is Yonder?

Our marketing team call it a “financial membership” but you can think of us like Monzo and Amex had a baby.

Is it a Mastercard?

Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...

Is it a credit or debit card?

It’s up to you! You can sign up to our debit card, add money, and get spending. Or you can apply for our credit card. Your call.

Is Yonder a bank?

No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.

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Joining Yonder means unlocking the good stuff from day one. As a welcome, we’ll cover your first eligible £10 spent on your Yonder card on groceries, restaurants, coffee shops, pubs, entertainment, flights or hotels in your first 7 days.
For new members only. Terms apply.