Someone sent an invite worth over £800 a year

Join Yonder. Up to 20,000 welcome points. Now earning on rent and mortgage too.

Your Chip perk, waiting at Yonder

Exclusive offer for Chip members when you join Yonder. £10 off your first purchase, 3 months free and up to 10,000 welcome points.
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18+ UK only. Premium Credit has a Representative APR of 73.1%. Premium costs £17.99 a month, on both the Credit and Debit card. Annual value is based on £1.5k monthly spend and £2k monthly rent or mortgage payments, at maximum redemption rates, actual value will depend on how you spend and redeem. Welcome points awarded vary by the menbership you choose and your spend in the first 30 days. T&Cs apply. Borrow responsibly.

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our cards

Your wallet, your choice

£870
Of Value A year
Premium CREDIT
A premium credit card that earns its keep
£17.99/month

Get Premium

£870
Of Value A year
free credit
A free credit card that shows up, wherever you are
£0/month

Get free

£800
Of Value A year
Premium debit
Finally a premium rewards debit card that stacks up
£17.99/month

Get Premium

£870
Of Value A year
free DEBIT
Reward your routine with our free rewards debit card
£0/month

Get free

Compare our cards

Full comparison table
Full comparison table
Features
Free
Premium
Average yearly value*
£80
£870
Points per £1 spent
1×
5×
Points on rent or mortgage
Up to, per year
2,400
24,000
Welcome points
When you spend £1k in 30 days
2,000
20,000
Rep. APR
31.6%
73.1%
Worldwide travel insurance
Worth £275 a year
Yearly credits
Min. spend applies
£140
Use points on flights
* Based on £1,500 monthly spend and £2,000 monthly rent or mortgage payment. Max redemption rates apply.
*When you spend £1,000 in your first 30 days
Features
Free
Premium
Average yearly value*
£80
£800
Monthly fee
£17.99
Points per £1 spent
1×
4×
Points on rent or mortgage
Up to, per year
2,400
24,000
Welcome points
When you spend £1k in 30 days
1,000
10,000
Worldwide travel insurance
Worth £275 a year
Yearly credits
Min. spend applies
£140
Use points on flights
* Based on £1,500 monthly spend and £2,000 monthly rent or mortgage payment. Max redemption rates apply.
*When you spend £1,000 in your first 30 days
Full comparison table
Full comparison table

Hundreds of
handpicked rewards

With new brands dropping every month
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
(Just some member favourites, past and present)

Your spend, translated

Enter what you spend a month and we’ll show you exactly what comes back in rewards.
monthly spend
£1,500
each year get either
Dining
+£342
Shopping
+£414
Airport Lounges
+£270
Entertainment
+£360
Flights
+£144
Cashback
+£90
Based on maximum redemption rates on our Free debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Free credit card (
31.6%
 APR).
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium credit card (
73.1%
 APR).
Actual value varies by reward and how you redeem.
Rent & Mortgage Rewards

Your biggest bill, back in your wallet

Earn up to 10,000 points on your biggest bill, every month. Most cards think your rent or mortgage isn’t worth rewarding. We do.

Limited time offer, varies by membership. Exclusions and T&Cs apply.

Pleased with Yonder, been looking for a debit card like this for a while.
Ste
I have just started up with this card and I wish I knew about yonder sooner I’m not only spending but receiving back for it. Suggest this card.
Kinah
Accepted everywhere and have already had great experiences with their security department.
Caspian
Yonder is awesome. Best card (credit or debit) I have ever used or seen in terms of rewards and in app experience
Charles
Still unsure?

There are no stupid questions

Is it debit or credit card?

It’s your call. You can apply for one of our our award-winning credit cards. Or nab a debit card, where you'll need to top up with own money to start spending. Either way, you earn points on everyday spending and redeem them at 300+ brands.

I've already signed up, am I eligible?

Already started signing up before? This offer isn’t for you.

Is it a Mastercard?

Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...

Is Yonder a bank?

No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.

Terms & Conditions

Please see the full referral terms and conditions.

Welcome points are earned based on your spend in the first 30 days:
Spend £200
+4,000pts
Spend another £300
+6,000pts
Spend another £500
+10,000pts
For new members only.
Free
Premium
Free
Premium
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