I'm sure you can relate to this: your biggest bill goes out like clockwork every month, and most of the time, you get nothing back in return.
As a credit and debit card that lives and breathes rewards, we thought it was time to close that gap.
Say hello to Rent & Mortgage Rewards
We’re so excited to share that Yonder now lets you earn points on rent and mortgage payments. It's available to every Yonder member, free or Premium.
It works the way things on Yonder tend to: pretty simply, we think. You tell us how much you pay, when, and to who. We collect it from your account and send it on to your landlord, agent or lender, on time, with the points landing automatically. Nothing changes for your landlord and there’s no handling or admin fee, or anything extra to remember.
At launch, it covers every renter who pays by standing order. Mortgage rewards are live with around 70% of providers, including Halifax, Nationwide, Barclays, TSB and Metro Bank, with the rest expected on board by the end of the year.
What you'll earn
- On the free tier: 200 points a month
- On Premium: 1x points per £1, capped at 2,000 points a month
And for new members, we’ve got a warm welcome for you: 1,000 points a month on the free tier and 5x points per £1 on Premium, capped at 10,000 points a month until the 31st December 2026. Just a heads up that this is a welcome offer, and exclusions and T&Cs apply.
A bigger Premium bundle
Rent & Mortgage Rewards have arrived alongside some new features for Premium, too. Our members now get £50 credit every six months towards Hertz car hire or a stay at one of over a million Yonder hotels, plus £20 every six months for No.1 Lounges at UK airports, on top of the benefits that are already included. These credits are applied every 6 months, are subject to a minimum spend, and don’t roll over - so use them or lose them.

A new price for Premium
As our memberships are offering more, our Premium fee is moving to reflect it: £17.99 a month (or £190 if paid annually) for new members from 21st September, with existing members moving over later this year. We know price increases are never fun to hear about, so we’ve made sure you’re getting a lot more than what you pay for. We ran the numbers, and our new features takes the annual value of Premium from £605 to £870. That’s a lot to spend on adventures every year.
Plus, if you're already a member you can lock in the old annual price of £160 for the next year once you've had a chance to try out the new bits. You’ll have until 21st November to decide, so no rush.
The £870 annual value is based on £1.5k monthly spend and £2k monthly rent or mortgage payment on the Premium credit card, and max redemption rates apply.
Want to hear more?
Rent & Mortgage Rewards is available on our free and Premium credit and debit cards, and Yonder Credits are just available on our Premium credit and debit cards.
Find out more on our website. Remember to borrow responsibly, and that a membership fee may apply. 18+ and UK only. Rep 73.1% APR. T&Cs apply.
And if you’re already a Yonder member, just open your app to check out what's new. To get started with Rent & Mortgage Rewards, add your rent or mortgage details to get set up, and the points start rolling in from your next payment. One of the easiest bits of admin we think you'll do all month.
Thanks for reading, and we’d love to hear what you think.

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