Turn January spending into February plans.

Earn points on every purchase. Coffee, groceries, the takeaway you said you'd skip. Then redeem them on flights, dinners, or whatever January took from you.

18+ and UK only. Membership fee may apply. T&Cs apply

Here’s why

Every pound you already spend now earns points.

Points on everything

Your morning coffee. Your Friday shop. The meal deal. All of it counts.

Redeem on any flight, any airline

Want to use points on Ryanair? Done. EasyJet? Fine. Even British Airways if you're feeling fancy.

Or spend them on dinner, shopping, whatever

We've got hundreds of partners. Some you know. Some you don't yet.

Travel insurance worth £275 a year*

Included on Full Debit. Plus zero FX fees abroad. Because January doesn't last forever.

Get started in minutes (seriously, it’s that simple)

Quick check, add £1, start earning.

*Independently valued by FairerFinance. Cover subject to booking with your Yonder card, eligibility and exclusions.

Here’s why

Every pound you already spend now earns points.

And we'll start you off with £10

Spend £10 or more in your first 7 days on groceries, restaurants, coffee shops, entertainment. We'll give you £10 back.

Think of it as an apology for January existing.

For new members only. Terms apply.