full
debit card
Turn every day spend into Asia Miles
With the Yonder debit card you can earn 5x points on everyday spend, and convert them to Cathay Asia Miles. 1 mo free, then £15/mo. Cancel anytime.
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18+ and UK only. T&Cs apply.
Your Cathay member elcome offer
£10
Get £10 off your first buy
+30,000
points
When you spend £1,000 in 30 days
And your first month free worth £15
Our Full Debit Card, at a glance
4x
points
4 points for every £1 spent
5 Yonder Points = 1 Asia Mile
Worldwide travel insurance
Use points for cashback
Plus
Everything from our Free Debit Card
Earn 4x points to use on dining, shopping, and travel you’ll actually love.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
(Just some member favourites, past and present)
Points that don’t collect dust. Just good times.
Free Debit Card
monthly spend
£1,500
each year get either
Dining
+£342
Shopping
+£414
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Airport Lounges
+£270
Entertainment
+£360
Flights
+£144
Cashback
+£90
Based on maximum redemption rates on our Free Debit Card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Full Debit Card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Free Credit Card (
31.6%
APR var.).
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Full Credit Card (
65.1%
APR var.).
Actual value varies by reward and how you redeem.
Your points just got a passport
Convert your Yonder points intoAsia Miles and let them take you somewhere worth talking about.
Five Yonder points gets you one Asia Mile. So every coffee, dinner, and late-night delivery is quietly building your next adventure.
Five Yonder points gets you one Asia Mile. So every coffee, dinner, and late-night delivery is quietly building your next adventure.
Easily add and withdraw money in just a few taps
You’ll get an account number and sort code to directly transfer money from any UK bank
Payment received!
+£200
Worldwide family travel insurance
worth £275 each year
Things gone belly-up in Barcelona? We’ve got you covered. Terms apply.
Car Hire Excess
Up to £3,000
Winter Sports
up to £500
Cancellation
Up to £7,500
Medical Bills
up to £1m
Compare our debit cards
Features
Free
full
Points Per £1 spent
1x
4×
No fees abroad
Use points on flights
Travel insurance
Welcome points*
1,000pts
30,000pts
Monthly fee
£15
*When you spend £1,000 in your first 30 days
All the fancy features you’re used to…
Top-notch in-app customer support
Spend breakdowns
Seamless withdrawals and auto top-ups
Split the bill with friends
Easily freeze and replace your card
Real-time notifications
And some you’ve never seen before…
Swipe to use your points
Send points to friends on Yonder
Still unsure?
There are no stupid questions
So, what actually is Yonder?
Our marketing team call it a “financial membership” but you can think of us like Monzo and Amex had a baby.
Is it a Mastercard?
Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...
What is the new member welcome offer?
Joining Yonder comes with a few perks. Namely, a faster way to earn rewards (and a little something to make your first spend feel extra good). Get £10 off your first eligible Yonder purchase, whether you’re on debit or credit. Terms apply, read the full terms here.
Is Yonder a bank?
No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.
Spend smart. Fly further.
Join thousands of modern explorers getting
rewarded with stuff they actually want. Try the Full Debit card, free for 1 month.
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Compare our debit cards
Free
full
Important information
Monthly fee
£15
Cancel anytime
£200/mo in free cash withdrawals
Welcome points*
1,000pts
10,000pts
rewards
Per £1 spent
1pt
4pts
Per £1 spent at Experiences (Up to)
5pts
20pts
% Back at Experiences (Up to)
0.5%
2%
% Cashback
0.4%
Access to Experiences
Some
All
Use points on flights
Travel
Worldwide travel insurance
No fees abroad
In-app trip summaries
Mastercard widely accepted
Everyday Essentials
Digital card
Free physical card
Apple & Google Pay
Send points to friends
In-app customer support
Award-winning app
Powered by Griffin
*Welcome points are earned when you spend £1,000 in your first 30 days
Earn up to 30,000 points when you spend £1,000 in your first 30 days with Yonder.
Your first 10,000 points will be awarded when you hit £1,000 of spend in your first 30 days.
A further 20,000 points will be awarded once you’ve spent £1,000 within your first 30 days and paid your first monthly fee (after your free trial month), due in April. Members who meet these terms will receive their points, and be notified by email, on or before 31 May 2026.
Offer applies to new members only and expires 31 March 2026.
A further 20,000 points will be awarded once you’ve spent £1,000 within your first 30 days and paid your first monthly fee (after your free trial month), due in April. Members who meet these terms will receive their points, and be notified by email, on or before 31 May 2026.
Offer applies to new members only and expires 31 March 2026.
Get £10 to spend on almost anything
Joining Yonder means unlocking the good stuff from day one. As a welcome, we’ll cover your first eligible £10 spent on your Yonder card on groceries, restaurants, coffee shops, pubs, entertainment, flights or hotels in your first 7 days.
For new members only. Terms apply.